Keyskills:Business Loan, Banking Operations, Personal Loans
Job description
The ideal candidate will be responsible for managing and driving Personal Loan & Business Loan revenue and internal
coordination with Stakeholders & Business Heads & DSA ,DST .. Eligibility: - • MBA Graduate with good excel skills • Good Communication skills • Ability to work in a team
• High motivation and drive in getting the job done
• Great verbal and written communication skills • Good number crunching skills and general aptitude. Responsibilities: • Responsible for personal decisions of cases as per the laid down policies and procedures and maintain
adherence to quality
• Lead Generation through DSA & DST ,Understand data, raise requests for data and make reports on MS-Excel
for management reporting
• Coordinate with various teams in driving Personal Loan Business / campaign launches in a quick time
• Researching and bench-marking against competition product features and promotional activities. • Plan and prioritize activities based on business objectives and P L impact & Preparing Sales MIS and other
reports. • Own and execute the Sales funnel and conversion and work with different teams on solution\'s to improve the
same constantly
• Passion for knowing emerging Sales Trends BFSI Industry and identifying relevant opportunities. Demonstrate
ability to think strategically about business, product, and technical challenges
Management Trainee - Credit - Personal Loan & Business Loan
Job description
The ideal candidate will be responsible for managing and driving Personal Loan & Business Loan revenue and internal
coordination with Stakeholders & Business Heads and DSA & DST.. Eligibility: - • MBA Graduate with good excel skills • Good Communication skills • Ability to work in a team
• High motivation and drive in getting the job done
• Great verbal and written communication skills • Good number crunching skills and general aptitude.
Job Description:
• Responsible for personal decisions of cases as per the laid down policies and procedures and maintain
strict adherence to quality. • Understanding the customer profile, Performing financial analysis & determining the credit
worthiness of the proposals. • KYC verification ,CIBIL/CRIF validation, Supporting documents verification. • Ensure adherence to the policy & compliance in the location. • Process quality of credit Ensuring process and TAT compliance for sanctions. • Preparing credit MIS and other reports. • Ensure proper communication of credit decisions to stakeholders.
Salary 4.25LPA + Variables Duration 15 Months Hence promoted as Assistant Manager
Education:
UG: Any Specialization,
PG: Any Specialization,
Company Profile:
About Muthoot Group :
The Muthoot Group, is today a household name in India. It consists of 18 diversified divisions
and is spread across the nation through over 5800+ branches with a global presence in 6 other
countries. Over 253,000 customers transact with The Muthoot Group every day. The Group, since inception in 1887 has served over 48 cores customers. The story of The Muthoot Group is
built on the foundations of passion, commitment, honesty, traditions and values. Our principle of
continuous growth and expansion forms the essence of allur activities. The Group recently celebrated 130 years of unblemished business excellence providing services
to millions of underserved Indians leading to Financial Inclusion even in the most remote and
rural areas of the country. Since its inception, The Muthoot Group has been transforming lives of
millions of Indians across the country, giving wings to their dreams and creating successful
realities. The Muthoot Group has not only grown exponentially but has also facilitated growth
for a sizeable population of the country that falls in the underserved category. Muthoot Finance:
Muthoot Finance Limited is the largest gold financing company in India in terms of loan
portfolio. The company is a 'Systemically Important Non-deposit taking NBFC' headquartered in
the southern Indian state of Kerala. Muthoot Finance is listed in the leading Indian stock
exchanges. Operating history of Muthoot Finance has evolved over a period of 79 years since M. George Muthoot (the father of our Promoters) founded a gold loan business in 1939 under the
heritage of a trading business established by his father, Ninan Mathai Muthoot in 1887. The
company provides personal and business loans secured by gold jeweler (Gold Loans), primarily
to individuals who possess gold jewellery but could not access formal credit within a reasonable
time, or to whom credit may not be available at all, to meet unanticipated or other short-term
liquidity requirements. Muthoot Finance has 4 subsidiaries, namely Belstar Investments (Microfinance, HQ - Chennai), Asia Asset Finance (a Listed NBFC in Sri Lanka - HQ Colombo), Muthoot Insurance Brokers
(IRDA Registered Composite insurance broker, HQ - Cochin), Muthoot Homefin (Housing
Finance Company, HQ - Mumbai)
Muthoot Finance today has a Gold Loan portfolio of over Rs.27,500 crores and an additional
Rs.2000 crores of Non-Gold Loan portfolio through its subsidiary businesses, which is
approximately 7% of the consolidated AUM. The management has decided to increase its Non- Gold Loan products to upto 25% of the consolidated AUM over the next 3 years. In this effort, over the last 8 quarters we have commenced a personal loan vertical, primarily aiming at salaried
borrowers. The loan ticket size varies between Rs.1 lakh - Rs.10 lakhs. At present we have
launched personal loans in the three states of South India - Tamil Nadu, Kerala and Karnataka.
Company Address: Muthoot Finance Ltd, Lingarajapuram, Hennur Main Road (Above SBM branch), BANGALORE, Karnataka, India